Editor’s Note: In October 2024, Finch Capital released the State of European FinTech 2024 report (hereinafter referred to as the "Report"). The Report is structured into three sections:

        Section I focuses on the overall landscape of European FinTech, analyzing industry-wide trends and challenges.

        Section II provides an in-depth analysis of FinTech developments in key European markets, including regional funding dynamics, M&A activity, and policy impacts.

        Section III explores eight transformative trends shaping the future of FinTech, such as AI-driven innovation, regulatory shifts, and evolving consumer demands.

        The Report delivers a comprehensive examination of FinTech trends, funding patterns, M&A activity, and future outlooks across Europe. It aims to equip investors, entrepreneurs, and industry stakeholders with actionable insights and a macro-level perspective on the region’s FinTech ecosystem. Key findings are summarized below for reference.

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