Editor’s Note: In March 2025, FT Partners released its research report FinTech Trends 2025 (hereinafter referred to as the “Report”). Leveraging deep analysis of global FinTech industry transaction data, corporate developments, and technological advancements, the Report reviews FinTech transaction activities in 2024, outlines core trends for 2025, and delivers forward-looking insights and guidance for stakeholders across and beyond the industry.  

        The Report identifies 2025 as a watershed year for FinTech, highlighting 13 critical trends shaping the sector: widespread deployment of AI agents; expansion of cryptographic infrastructure; mainstream adoption of stablecoin payments; accelerated M&A consolidation; reopening of IPO windows; innovation in human capital management; resurgence of B2C FinTech; broader application of embedded FinTech; surging demand for payment orchestration; optimization of cross-border e-commerce payment technologies; rapid FinTech growth in Mexico and the MENAP region; wealth management technology adapting to intergenerational wealth transfer; and AI-driven transformation of InsurTech.  

        The Report projects continued expansion in global FinTech M&A activity and a rebound in IPO markets, though only enterprises balancing innovation with operational efficiency will stand out. It emphasizes that industry players must prioritize technology implementation, regionalized strategies, and long-term value creation to secure competitive advantages during ongoing disruption. Key excerpts from the Report are compiled below for reference.  

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